> For the complete documentation index, see [llms.txt](https://help.helioscard.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.helioscard.xyz/your-wallet/withdrawing.md).

# Withdrawing funds

You can withdraw funds out of Helios back to an external destination.

## How to withdraw

1. Go to **Withdraw** from your wallet.
2. Choose what you're withdrawing and enter the amount.
3. Enter the destination address.
4. Review the details — including the **fee** and the **net amount you'll receive** — then confirm. The app guides you through the rest.

{% hint style="warning" %}
Withdrawals go to the address you enter and generally **cannot be reversed**. Check it twice.
{% endhint %}

## Fees

A fee is deducted from a withdrawal. Before you confirm, the app shows you the fee and the **net amount** that will arrive, so there are no surprises.

## Before you withdraw

If you have an **open credit line**, the collateral backing it is committed while you owe a balance. You'll need to repay (or keep enough collateral) before you can withdraw the assets backing the loan. See [How the credit line works](/credit-line-and-borrowing/how-it-works.md).

## Frequently asked

### Why can't I withdraw the full amount?

If part of your assets is committed as collateral for a credit line, that part is locked until you repay. See [Repaying your balance](/credit-line-and-borrowing/repaying.md).

### How long does a withdrawal take?

Withdrawals need to finish processing on the network before they complete. The app shows the status — see [Pending & processing transactions](/help-and-troubleshooting/pending-transactions.md).

### What's the fee?

The fee is shown on the withdraw screen before you confirm, along with the net amount you'll receive.


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